Published November 27, 2025 · Updated November 1, 2026 · Eagle Home Appraisal
What a Divorce Appraisal Costs in Charlotte
No county publishes a schedule for divorce appraisals. The one official number in this area is the VA’s program fee for loan appraisals: $800 for a single-family home in Mecklenburg County. A divorce appraisal is a different assignment, and no VA schedule applies to it.
| Property type | VA fee |
|---|---|
| Single-family home | $800 |
| Individual condominium | $800 |
| Manufactured home | $850 |
| Two-to-four-unit property | $950 |
| Stated timeliness | 9 business days |
Source: VA appraisal fees and timeliness table, effective May 1, 2026. Mecklenburg is listed in the row for the higher-fee North Carolina counties. Counties not named in a row use the statewide North Carolina line: $700 for a single-family home or condominium, $750 for a manufactured home, $850 for two to four units, 8 business days.
That is the VA’s program fee for loan appraisals. It is not our private price, and it does not govern appraisals ordered for anything else.
What a divorce appraisal costs depends on the questions it has to answer
In North Carolina a marital home is valued as of the date of separation (G.S. 50-21(b)). That makes most divorce appraisals a look back to a past date. The work is to find the sales and market conditions from that time, and to describe the house as it stood then. A second, more recent value may be asked for if the house has changed in value since the separation.
The fee tracks how much of that there is to do: how far back the date is, how much you can show about the house then, whether one value or two are needed, how easily the appraiser can get in, and how soon the report is due. A court deadline or a scheduled mediation shortens the time we have.
Who is paying and who is reading
Before you order, decide with your attorney who is engaging the appraiser, who may rely on the report and where it is headed: negotiation, mediation, a buyout or trial. In Mecklenburg County each spouse files an ED affidavit before the initial pretrial conference, and appraisals can be attached. Testimony is a separate matter to raise before work begins, not something to assume.
How to get a number from us
Call (980) 580-7007 with the address and the separation date your attorney gave you. We will talk through the scope and tell you the fee before you commit. More on how the process works is on our divorce appraisal page.